We believe that no two clients are the same and that there is no single solution for investment management. The service we provide will reflect your requirements.
Discretionary investment management
We understand that many clients want us to take decisions and to accept full responsibility for them. We agree an overall strategy with you in an initial meeting and then manage the portfolio accordingly. You can contact us at any time to discuss your investments and we will arrange regular reviews with you to assess the progress of your portfolio performance in relation to your financial objectives.
Lightening the investment load
Your investments will be held via our nominee company so we will take care of all the paperwork and processing such as:
- the collection of dividends;
- provision of information for tax returns;
- dealing with rights and scrip issues.
Matching your requirements
Whichever service you choose, meetings with you are important to establish and confirm your objectives from the portfolio.
Report and valuation
Regular reporting and first-rate communication are central to the service we provide. Valuations will be issued quarterly along with transaction statements and we will also send you contract notes whenever purchases or sales are made.
Income
Income from your portfolio can be reinvested or paid directly to your bank account on a quarterly basis. Alternatively, we can pay fixed monthly or quarterly standing orders from your investment account.
Tax planning
Tax considerations form a very important part of investment advice and consequently we always aim to construct a portfolio in the most tax efficient manner. We believe in making the most of annual capital gains tax allowances through appropriate sales provided they are justified given the prevailing investment conditions at the time.
Other professional advisers
We will work with your other professional advisers to ensure your affairs are managed efficiently. We can send them copies of reports, valuations and contract notes and will liaise with them to complete your tax pack each year.
Managing SIPP Investments
SIPPs (Self-Invested Personal Pensions) are an increasingly popular way of investing funds for your retirement.
Managing a SIPP may require a slightly different approach from managing personal investment portfolios. The main attraction is that it can help ensure the most appropriate investments in each sector are brought together, producing a personalised pension fund. We have great flexibility in designing a bespoke investment portfolio that matches your income requirements in retirement.
Additional Tax Services
Duncan Lawrie also offers a personal taxation service for individuals and trusts. We can prepare and submit your tax return or other tax forms which may be needed, and agree income tax and capital gains liabilities. Advice regarding the tax implications of employment, self-employment, property income and residence issues is also available. This advice is reviewed in light of changes to tax rules or your personal circumstances. Fees for this service are normally charged on a 'time spent' basis.
Services for International Clients
We provide the same high level of service to all our clients whether they live in or outside the UK mainland
International Investment from Duncan Lawrie Isle of Man
With access to international markets and planning opportunities, we are able to offer you cross-border wealth management solutions. Our office in the Isle of Man provides a comprehensive range of banking, investment, trust and estate planning services. These may reflect domicile, residence, and citizenship issues. Click here for more information about these services.
Multi-currency Accounts
Our banking colleagues are able to provide accounts for those wishing to make deposits and withdrawals in the world's major currencies. Click here for more information about this service.
An Integrated Approach
The advice and care that you receive across the Duncan Lawrie organisation is coordinated by your relationship manager. This integrated approach to your financial affairs will, in our experience, ensure that our services are delivered in a timely and cost effective fashion