Personal Information

Any personal data which we collect, record or use in any way whether it is held on paper, on computer or other media will have appropriate safeguards applied to it to ensure that we comply with the Data Protection Act 1998.

We and other companies in the Duncan Lawrie Group will use your information to manage your account(s), give you statements and provide our services, for assessment and analysis (including credit and/or behaviour scoring, market and product analysis), and to develop and improve our services to you, for example by informing you about products and services (including those of others) which may be of interest to you (although other members of the Group will only send marketing material to you with your consent).

We will not disclose any such information outside of the Duncan Lawrie Group except:

• To credit reference and fraud prevention agencies and other organisations who may record, use and give out information to other lenders and insurers. The information may be used to make assessments for credit and all types of insurance, for debt tracing and to prevent fraud and money laundering.
• To persons acting as our agents under a strict code of confidentiality
• To anyone to whom we transfer or may transfer our rights and duties under your Customer Agreement.
• As required by law or regulation

Otherwise we will keep information about you confidential.

Cookies

A "cookie" is information that a website stores on your computer so that it can remember something about you at a later time. Cookies are commonly used on the Internet.

There are two main types of cookie:

• Transient (or per-session) cookies - only last for the duration of your visit to a site. They are used to recognise you as you move from page to page, for example, recording the items you add to an online shopping basket. They are deleted when you leave. Such cookies can also help maintain session integrity and security.
• Persistent (or permanent) cookies - remain on your machine until they expire or until they're deleted. Many will be built with an automatic deletion date, which helps ensure your hard drive doesn't get filled up with cookies. Often this type of cookie is used to store and re-enter log-in information for you, so that you don't need to remember long membership numbers.