Our wealth management services are based around the discretionary management of your investments.
You will have your own Portfolio Manager who will set up a well-diversified portfolio and then manage it closely on your behalf, giving you the peace of mind that your money is in safe hands. Your Portfolio Manager will have a good understanding of financial markets and investment strategies and will apply their experience and expertise to your individual situation to make well-informed recommendations. As we have no in-house funds or products, you can be sure that they will act in your best interests. You can expect them to work closely with you to carefully consider your individual situation and answer any questions you may have.
Your objectives and risk profile
Determining your objectives and appetite to investment risk are important steps which help us build the right investment portfolio for you. Achieving the right balance between risk and return is based on a thorough understanding of your objectives, investment timeframe and your own investment understanding and experience. We want to give you peace of mind that we will expertly manage your wealth in a way that you feel comfortable.
Building your portfolio
Once we have identified your risk profile and objectives, we will determine the most appropriate allocation of assets for your portfolio. We will also take account of your personal circumstances and domicile with regard to taxable allowances for ISAs, Capital Gains Tax (CGT) and any estate planning.
Our approach to investing your money
Overall, we take a long-term view - looking for investments that can provide progressive and sustainable growth over a long period of time.
We also recommend diverse portfolios built from investment opportunities that we have thoroughly researched, impartially and objectively. Here your Portfolio Manager is fully supported by our in-house Research Team who determine and expertly source our investment strategies on an open market basis. They take a proactive approach and constantly review the market to recommend investment opportunities to ensure your portfolio continues to perform and our investment management service provides value for money.
In doing so, we will consider the macro-economic climate, as well as the industry, geography and trading performance of a specific company and/or track record of a fund.
We also consider different asset classes, such as equities or bonds, and the different benefits each can bring to your portfolio. As mentioned above, we offer no in-house funds or products, which means we act in your best interests when looking at the open market on your behalf.
Our thorough approach provides personal interaction and delivers creative ideas that allow us to expertly manage your wealth.
Your investment performance
We will provide updates through personalised quarterly reporting, contract notes and regular face-to-face meetings. We are open and transparent about how well our investment strategies have performed - and your Portfolio Manager can also provide details of our recent investment performance against industry benchmarks.
Please note that the value of investments and income generated may fall as well as rise, and investors may not get back the amount invested.